How it works
Credits are for goods and services
Credits pay for things sold by the businesses on our list. They never turn back into cash, and you cannot sell them.
Limits
An account can hold up to $2,000 in credits and take in up to $2,000 a day, counting purchases and credits received. These limits come from federal rules.
No expiry, no fees
Credits never expire and there are no fees to hold them.
Sending credits
You and the receiver both need a confirmed phone number. Credits you bought in the last 24 hours can be spent right away and sent after that.
California balance refund
California residents with a balance under $15 can ask for it back, paid to the original card or by check.
What credits cannot buy
Gift cards (including Kindcard), prepaid cards, money, rent, tips, donations, or anything sold by a business that is not on our list.